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Insurance companies use many rating factors to calculate a trucker's insurance cost, and each can have a big influence on their Currently, the average semi-truck insurance cost per month for someone who does business with a motor carrier is about $300-$400 per truck, per Trucking Insurance Rates in 2025

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The national average monthly cost for commercial truck insurance ranged from $746 for specialty truckers to $954 for transport truckers ‑‑(See Disclosure). On average, semi-truck insurance can range from $700 to $2,000 per month, but these are just ballpark figures. Semi-truck insurance rates are

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